Mortgage Loan Officer for Home Purchase, Refinance and Pre-Approval

Work directly with a licensed mortgage loan officer on home purchase loans, refinancing and pre-approval. Get a clear view of what you qualify for, what it costs and how long it takes before committing to anything.

Cara Nunley, Mortgage Loan Officer at NEXA Lending. NMLS #940527. Call (253) 355-0561.

Frequently Asked Questions

Who is Cara Nunley?

Cara Nunley is a Mortgage Loan Officer at NEXA Lending (NMLS #940527). Expert mortgage loan originator in Arizona and 3 more states helping first-time buyers, refinancing, and home purchases. Licensed #940527.

What areas does Cara Nunley serve?

Cara Nunley is licensed to provide mortgage services in Arizona, Florida, Nevada, and Washington.

What services does Cara Nunley offer as a mortgage loan officer?

Cara Nunley offers a full range of mortgage services, including home purchase loans, mortgage refinancing, and first-time homebuyer programs for borrowers in Arizona, Florida, Nevada, and Washington. FHA, VA, USDA, conventional, jumbo, and DSCR loan programs are available — compare options, secure competitive rates, and move smoothly from application through closing.

How can I contact Cara Nunley?

You can call (253) 355-0561 and email oragroup@nexalending.com to get started or ask about current mortgage rates and pre-approval.

What is Cara Nunley's NMLS number?

Cara Nunley's NMLS license number is 940527. You can verify this license at nmlsconsumeraccess.org.

How do I get pre-approved for a mortgage with Cara Nunley?

Getting pre-approved is simple: share your income, assets, and credit details, and Cara Nunley will review your finances to determine how much home you can afford and provide a pre-approval letter to strengthen your offer.

ORA Mortgage Group

Personal Mortgage Guidance, Built Around You

Work directly with your dedicated loan officer for custom advice, clear answers, and seamless funding.

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A HOME REFINANCE CAN GIVE YOU MORE OPTIONS

Refinancing could save you a considerable amount of money over the life of your loan and potentially improve your overall financial outlook.

Update Your Home

Use equity to renovate, repair, or upgrade your property.

Instant Savings

Lower your interest rate and monthly payment when rates drop.

Use Your Equity

Access cash for major expenses, debt consolidation, or investments.

Live Market Pricing

Real-time mortgage rates updated throughout the day

MEET THE TEAM

Cara Nunley

Cara Nunley

NMLS# 940527

Mortgage Loan Officer

Ken Crosby

Ken Crosby

NMLS# 121611

Mortgage Consultant

Rachel Miller

Rachel Miller

Marketing Coordinator

Latest Blog Posts

Insights and tips to guide you through home financing.

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Loan Programs

Commercial financing for every asset class

Conventional, SBA 7(a) & 504, Agency (Fannie/Freddie), CMBS, bridge and private capital.

Commercial Real Estate

Acquisition, refinance and cash-out for office, retail, industrial and specialty properties.

SBA 7(a)

Small business acquisition, partner buyout, working capital and real estate up to $5M.

SBA 504

Owner-occupied real estate and heavy equipment with low down payment and fixed rates.

Bridge & Hard Money

Short-term capital for acquisitions, refinances and repositioning with fast closings.

Multifamily

Apartment buildings, student housing and senior living from 5 units to large portfolios.

Mixed-Use

Properties combining retail, office and residential with flexible underwriting.

Construction

Ground-up, rehab and value-add projects with interest reserves and draw management.

DSCR / Investor

Rental property loans qualified on property cash flow, no personal income required.

Fix & Flip / Investment

Short-term acquisition and rehab capital for residential and commercial flips.

Equipment & Working Capital

Machinery, vehicles, technology and operating capital for growing businesses.

Retail & Office

Strip centers, single-tenant NNN, medical and professional office buildings.

Industrial & Warehouse

Flex, distribution, light industrial and owner-occupied facilities.